For this tutorial, I used Microsoft's Windows XP Home Edition OS. -What is it?- NetBIOS Hacking is the art of hacking into someone else's computer through your computer. NetBIOS stands for "Network Basic Input Output System." It is a way for a LAN or WAN to share folders, files, drives, and printers. -How can this be of use to me?- Most people don't even know, but when they're on a LAN or WAN they could possibly have their entire hard drive shared and not even know. So if we can find a way into the network, their computer is at our disposal. -What do I need?- 1) Windows OS 2) A Small hacking tool (Download from here) Part 1, Finding the target So first off we need to find a computer or the computer to hack into. So if your plugged in to the LAN, or connected to the WAN, you can begin. Open up Cain and Abel. This program has a built in sniffer feature. A sniffer looks for all IP addresses in the local subnet. Once you have opened up the program click on the sniffer tab, click the Start/Stop sniffer, and then click the blue cross Another window will pop up, make sure "All host in my subnet" is selected, and then click ok. It should begin to scan. Then IP's, computer names, and mac addresses will show up. Now remember the IP address of the computer you are going to be breaking into. If you can't tell whether the IP address is a computer, router, modem, etc, that's ok. During the next step we will begin our trial and error. Part 2, Trial and Error Now, we don't know if we have our designated target, or if we have a computer or printer, or whatever else is on the LAN or WAN. If you did get the IP of the target though, I still recommend reading through this section, for it could be helpful later on. Click on the start menu and go to run, type in cmd, and click ok. This should bring up the command prompt. From here we will do most of the hacking. Now I will be referring to certain commands that need to be inputted into the command prompt. I will put these commands in quotes, but do not put the quotes in the code when you type it into the prompt. I am only doing this to avoid confusion. Let's get back to the hacking. Type in "ping (IP address of the target)." For example in this tutorial, "ping 192.168.1.103." This will tell us if the target is online. If it worked, it will look something like this (note, I have colored out private information): IF it didn't work, meaning that the target is not online, it will look something like this: If the target is not online, either switch to a different target, or try another time. If the target is online, then we can proceed. Part 3, Gathering the Information. Now, input this command "nbtstat –a (IP address of target)." An example would be "nbtstat –a 192.168.1.103." This will show us if there is file sharing enabled, and if there is, it will give us the: currently logged on user, workgroup, and computer name. Ok, you're probably wondering, "What does all this mean to me?" Well, this is actually very important, without this, the hack would not work. So, let me break it down from the top to bottom. I will just give the first line of information, and then explain the paragraph that follows it. The information right below the original command says: "Local Area Connection," this information tells us about our connection through the LAN, and in my case, I am not connected through LAN, so the host is not found, and there is no IP. The information right below the "Local Area Connection," is "Wireless Network Connection 2:" It gives us information about the connection to the target through WAN. In my case I am connected through the WAN, so it was able to find the Node IpAddress. The Node IpAddress is the local area IP of the computer you are going to break into. The NetBIOS Remote Machine Name Table, give us the workgroup of our computer, tells us if it is shared, and gives us the computer name. Sometimes it will even give us the currently logged on user, but in my case, it didn't. BATGIRL is the name of the computer I am trying to connect to. If you look to the right you should see a <20>. This means that file sharing is enabled on BATGIRL. If there was not a <20> to the right of the Name, then you have reached a dead end and need to go find another IP, or quit for now. Below BATGIRL is the computers workgroup, SUPERHEROES. If you are confused about which one is the workgroup, and the computer, look under the Type category to the right of the < > for every Name. If it says UNIQUE, it is one system, such as a printer or computer. If it is GROUP, then it is the workgroup Step 4, Breaking In Finally it's time. By now we know: that our target is online, our target has file sharing, and our target's computer name. So it's time to break in. We will now locate the shared drives, folders, files, or printers. Type in "net view (IP Address of Target)" An example for this tutorial would be: "net view 192.168.1.103" We have our just found our share name. In this case, under the share name is "C," meaning that the only shared thing on the computer is C. Then to the right, under Type, it says "Disk." This means that it is the actual C DISK of the computer. The C DISK can sometimes be an entire person's hard drive. All's that is left to do is "map" the shared drive onto our computer. This means that we will make a drive on our computer, and all the contents of the targets computer can be accessed through our created network drive. Type in "net use K: (IP Address of Target)(Shared Drive). For my example in this tutorial, "net use K: 192.168.1.103C." Ok, let's say that you plan on doing this again to a different person, do u see the "K after "net use?" This is the letter of the drive that you are making on your computer. It can be any letter you wish, as long as the same letter is not in use by your computer. So it could be "net use G...," for a different target. As you can see, for my hack I have already used "K," so I used "G" instead. You may also do the same for multiple hacks. If it worked, it will say "The command completed successfully." If not, you will have to go retrace you steps. Now open up "my computer" under the start menu, and your newly created network drive should be there. Now, if you disconnect from the WAN or LAN, you will not be able to access this drive, hence the name Network Drive. The drive will not be deleted after you disconnect though, but you won't be able to access it until you reconnect to the network. So if you are doing this for the content of the drive, I recommend dragging the files and folders inside of the drive onto your computer, because you never know if the target changes the sharing setting. If you are just doing this to hack something, then go explore it and have some well deserved fun! Congratulations! You're DONE! -Commands used in this tutorial: Code: PING NBTSTAT -a (IP Address of Target) NET VIEW (IP Address of Target) NET USE K: (IP Address of Target)(SHARENAME)
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Hacking Into a Computer
CMD HACKING COMMANDS
I am Sure u guys Know All these commands.... I want to Help The Beginers.. So i am Posting This.... Useful Things to do on CMD! First, open your Network Connection and right click and select Properties. Then Select TCP/IP and click on Properties again. Now Click on Advanced and WINS tab. Select Default for NeBIOS. Now back to the main Local Area Connection window, select File and Print Sharing for Mic*ft Networks and hit enter. This is just to make sure you have NetBIOS enabled. We will have some fun with NetBIOS on CMD. First thing you need to know is some very helpfull commands to use on CMD(Command Prompt). In case you don't know how to get CMD open in your box, then click on Start, then Run, then type "cmd" (no quotes, off course... you know the drill). Back to commands: nslookup net view net use net user ping tracert arp route nbtstat netstat ipconfig In case you don't know some of them, then just type the command on CMD and hit enter. A little help will show up in your screen. Read it and understand what the command does. Lets start easy... 1) ping : This command will allow you to know if the host you pinging is alive, which means if it is up at the time of executing the "ping" command. ping x.x.x.x (x is the IP address) or ping www.whatever.com (www.whatever.com is the website you want to ping, but you don't know the IP) OBS: Keep in mind that if the host you pinging is blocking ICMP packets, then the result will be host down. 2) nslookup : This command has many functionalities. One is for resolving DNS into IP. Lets say you know the website URL but you don't know its IP(and you want to find out) . nslookup www.whatever.com (www.whatever.com is the website you want to find out the IP) Now, another really nice function of nslookup is to find out IP of specific Mail Severs nslookup (enter) set type=mx (enter) yahoo.com This command will give you the mail server IP of yahoo.com. You can use whatever server you want and if it is listed on DNS, then you get the IP. Simple, isn't it? OK, now why would you want to have an IP of a mail server? To send spoofed mail to your friends or even for SE. In case you looking for "How to spoof email", then look for my "How to spoof email tutorial" http://www.infowar.com/forums/showthread.php?s=&threadid=2360 3) tracert : This command will give you the hops that a packet will travel to reach its final destination. OBS: This command is good to know the route a packet takes before it goes to the target box. tracert x.x.x.x (x is the IP address) or tracert www.whatever.com (www.whatever.com is the website you don't know the IP) 4) arp : This command will show you the arp table. This is good to know if someone is doing arp poisoning in your LAN. arp -a 5) route : This command will show you the routing table, gateway, interface and metric. Code: route print 6) ipconfig : This command will show tons of very helpful things. Your IP, gateway, dns in use. Code: ipconfig or Code: ipconfig /all this command will give all that info but for all networks you might have it. Also, in case you have a dynamic IP and want to change it, then type... Code: ipconfig /release (this will release your IP) ipconfig /renew (this will renew your iP) OBS: Keep in mind that those commands will change your IP, but the new IP will still be tighed up to you. So don't do anything stupid. 7) netstat : This command will show you connection to your box. Code: netstat or Code: netstat -a (this will show you all the listening ports and connection with DNS names) netstat -n (this will show you all the open connection with IP addresses) netstat -an (this will combined both of the above) net view x.x.x.x or computername (will list the available sharing folders on the target box) Now some hints: Code: net use \ipaddressipc$ "" /user:administrator (this command will allow you to connect to the target box as administrator) Now if you want to connect to the target box and browse the entire C drive, then use this command: Code: net use K: \computernameC$ (this will create a virtual drive on your "my computer" folder) OBS: Keep in mind that this will only works if the target box doesn't have an administrator password set. And least but not last, the "help" command. Quote: whatevercommand /help or Quote: whatevercommand /? This command will help you to understand what it does and all the switchs available for each command. Very useful if you know the command, but forgot the right switch.
A Typical Camping Safari Adventure in Tanzania
Imagine being right in the heart of the wilderness with a camping safari in Tanzania's Ngorongoro Conservation Area. Samantha Riechter and her boyfriend Thomas Beck, German tourists, agreed that a camping safari in Tanzania brings an unforgettable up-close and personal experience of the African bush. At the break of dawn, the two trek near the Crater's rim while the shifting colors of the morning sun illuminate the acacia landscape. The savannah is bright red, then orange and finally settling to a golden hue as the grassland comes to life. They begin their day by taking a short walk just to awaken their spirits. Upon their return, a full English breakfast is served in the open under a morning breeze. Soon, they embark on a morning game drive, where they are treated to the rich tapestry of habitats teeming with wildlife and exotic birds. Samantha can not believe the immense wildlife especially the rarely seen black rhino. They soon return to the campsite at midday for lunch under the shade of a Baobab tree. A tasty meal with fresh vegetable and tropical fruit is served. After, a siesta is as welcoming as a gaze over the seemingly endless plains sprawling for miles on end. Soon, it will be time for an exciting afternoon game drive. The game viewing is abundant with lions, hippos, rhinos, cheetahs, buffaloes and giraffes just beyond their wondering eyes. Under the dazzling colors of sunset, they return to the campsite holding hands intimately, where they take a warm shower and wait for another Tanzania safari adventure. Juma, the Tanzanian safari cook anxiously awaits their arrival at the dinner table immaculately set next to a crackling campfire underneath the brilliant canopy of stars. While they dine on a five-course safari cuisine, gazelles make their way to a favorite watering hole while curious baboons sniff the aroma of the rich Tanzanian coffee in another adventurer's cup. After dinner, an evening of stories and tails are shared by the flickering campfire as relationships cement and memories forged forever in wilderness. As night falls, Samantha and Thomas casually head to their tent for a well deserved rest. While Samantha drifts off to sleep under the canvas tent, Thomas hears a lion's roar and a hyena's mating call in the distance. He's not startled, as a ranger stands guard throughout the night. Samantha was already in slumber land after a long day's walk. As the whispering wind blows, tenderly brushing the tents Thomas is gently lured into a deep sleep. The midnight coolness punctuated with the occasional echo ushers in the wee hours of morning. After a peaceful night, the terrain begins to slowly come to life again, as the two awaken for a new day of discovery. Samantha and Thomas begin this new day by exploring the surrounding wilderness on foot, as they walk beyond the campsite, taking time to observe the small wonders, such as spiders, ant lions, and dung beetles. Led by a qualified ranger, the two embark on a walking safari taking them to the Ngorongoro Crater's edge. Here, they are astounded by plentiful game drinking at a nearby lake. Like the day before, they undoubtedly witness another black rhino in distance while prides of lions that include the magnificent black-manned males roam the grasslands just before the acacia filled hills. They also observe lots of colorful flamingos and a variety of other exotic water birds around the lake on the crater floor. Along the way, a hearty al fresco brunch is served under a shady tree, followed by a short siesta in a hammock. There's no better way than a camping safari in Tanzania to experience the true essence of the African wilderness. Like Samantha and Thomas, if you befit a adventurous person who respects nature and wants to experience the African bush in its unique environment, arrange a tailor-made Tanzania camping safari in the unspoiled, untouched reaches of northern Tanzania. Adam Karume is the Public Relations Manager for Amani Tours Ltd., a unique African safari company in Tanzania
Private Investors Vs Business Cash Advance
Based on information compiled in two studies, both venture capital and angel investments have declined this year. According to the Money Tree report, released by the National Venture Capital Association and PricewaterhouseCoopers, first quarter investments for 2009 plummeted to a 12-year low. "Quarterly investment activity was down 47percent in dollars and 37 percent in deals from the fourth quarter of 2008 when $5.7 billion was invested in 866 deals," as stated in the companies' press release. "The quarter, which saw double digit declines in every major industry sector, marks the lowest venture investment level since 1997." Still, according to Business Week columnist, Karen Klein, small business owners are still looking for and receiving private investments in small rounds. Private Investor or Business Cash Advance? Whether you should look to a private investor or a business cash advance for business funding, depends on a variety of factors, such as; the type of business you own, your business's current standing, others' interest in your business, etc. "...venture capitalists [are] looking at early-stage deals more seriously today than in the recent past," writes Klein in her article "Where Entrepreneurs can Still Find Private Capital." She quotes the president of the National Venture Capital Association, who says, venture capitalists are also trying to keep late-stage businesses alive and the founder of Tech Coast Angels who says, angel investors like companies that have already been commercialized or can get aid from the stimulus package. Small business owners who have owned their businesses for at least six months and process at least $5,000 a month in credit card sales can be eligible for a business cash advance, so startups are better off looking into private investors than business cash advances. Business cash advance providers typically cater to small business owners who do not qualify for traditional methods of business financing, whether it is due to a less-than-perfect credit score, a lack of collateral or anything else. Still, even small business owners who do meet bank requirements, but need fast cash, or prefer flexible repayments can still benefit from the business cash advance. Main requirements for a business cash advance: • Applicant has owned business for at least 6 months • Business processes a minimum of $3,500 in monthly CC sales • Applicant has no unresolved bankruptcies • Business has at least one year remaining on lease If you meet these requirements and you: • Want the freedom to use your funds however you choose • Want fast cash • Desire a renewable source of business financing • Are interested in a payment method that goes with the flow of your business ...then the business cash advance is a great option for your business.
How to Borrow a Small Amount of Money
Need to borrow a small amount of money? £100? £200? With a payday loan it's possible to borrow a small amount such as this. Most people need a £100 loan or £200 loan to get them through to payday - hence why they are called 'payday loans'. How They Work Typically you will email/fax/post a recent bank statement, signed paperwork & a post-dated cheque to your payday lender. Then they will deposit the money straight into your bank account. When it's your payday the payday lender will cash the cheque, taking back off you the amount you borrowed, plus some interest. An Example You need a £200 loan for a week. So you send a £230 cheque to a payday lender dated a week later. They then pay £200 into your account. In 7 days they cash the cheque, taking the £230 from you. This type of loan is primarily aimed at people who need money over a very short period of time. When compared to a personal or secured loan the APR is much higher. But APR isn't a good way to compare them, as it takes much longer to have the money deposited with a personal loan. As you typically borrow over only a few days with a payday loan you usually don't pay more than a few hundred pounds back in interest. With a personal loan paid back over several years you can end up paying thousands of pounds in interest. Remember to look at the pros & cons of whichever type of finance you are about to take out. Take care with payday loans - if you find yourself getting into a constant spiral & taking out loan after loan then you need to look at your finances.
FREE AIRTEL GPRS
Components required :-
1] Any mobile which can be used as modem [either data cable/infrared/bluetooth modem]
2] Interfacing device [Data cable/Infrared Port/Bluetooth Port]
3] PC in working condition
4] Airtel Prepaid Simcard
Software Required:-
1] Mozilla Firefox 1.5 or 2.0
[download it from getfirefox.com ]
2] User Agent Switcher
(download it from mozilla)
[before downloading User Agent Switcher, read this post fully]
3] Device [Data cable/Infrared/Bluetooth] Software
[this you will get normally in CD while purchasing]
Steps:-
1] Activate AirTel Live and Save Airtel Live Settings. Its free, so no problem.
2] Connect your mobile to PC via either data cable/infrared/bluetooth and install its modem software
3] Now Create a Dialup Connection manually with the followind details
Open Control Panel -> Network Connectons -> New Connection Wizard
Click Next
Choose "Connect to the Internet"
Click Next
Choose "Setup my connection manually"
Click Next
Choose "Connect using a dial-up modem"
Click Next
Enter ISP Name as you want
Click Next
Enter Phone Number as *99***2#
Click Next
Click Next
Add shortcut to desktop
Click Finish
4] Now it will ask for User Name and Password, just click Cancel.
5] Now Open Control Panel -> phone and Modem Options
Under Modems Tab select the Modem you have installed and click Properties
Select Advanced Tab. Copy and Paste the following code into Extra Initialization Commands and click Ok
Code: AT+CGDCONT=2, "IP","airtelfun.com","",0,0
6] Install Mozilla Firefox 1.5 and run the application atleast once.
7] Now download User Agent Switcher from the address mentioned above.
[Note: User Agent Switcher shold be downloaded from Installed Firefox]
8] After installing User Agent Switcher, Exit Firefox and Restart it.
9] Now Click Tools -> User Agent Switcher -> Optons -> Options
Select User Agents from left panel and Click Add Button and Enter the following details and Click Ok and Ok
Description : iFirefox/2.0
User Agent : IMozilla/5.0 (X11; U; Linux i686; en-US; rv:1.8.1) Gecko/20061010
10] Now Select iFirefox/2.0 as User Agent from Tools-> User Agent Switcher.
11] Now Configure Firefox to Proxy Server as mentioned below
Click Tools ->Options in Firefox
Select General Tab
Click Connection Settings button and make Manual Proxy Configuration
Enter All Proxy's as 100.1.200.99 and
Ports as 8080
Click Ok and Ok
12] Now Open Internet Explorer Properties -> Connections Tab
Select the connection you have created and Click Settings button.
Now Enable Proxy Server and enter the address as 100.1.200.99 and
Port as 8080 and Click Ok and Ok
Thats all you have done it.
Now use the dial-up connections shortcut from desktop and click Dial. Open Firefox and enter any Web Address you want.
Cellone or bsnl gprs network for free.
So configuration of GPRS is more simpler as compared to other networks in case of BSNL.
Method 1:
sms GPRS to 3733.
Method 2:
But you can also configure it manually by select the location of your city or state or district in india by clicking the respective links given below.
Method 3:
Name BSNL GPRS Timeout: 10 minutes GPRS APN SETTINGS
Homepage http://wap.cellone.in
Service Type 1 WAP
Gateway IP 1 10.100.3.2
Port 1 9209
Put Domain 1, Service Type 2, Gateway IP 2, Port 2, Domain 2, DNS 1, DNS 2 empty.
CSD No.1
User Name1: ppp
Password1: ppp123
Put CSD No.2, User Name 2, Password 2, Speed (Bps) 2, Line Type 2 empty.
wapwest.cellone.in
User Name ppp
Password ppp123
Press Done to save settings
airtel gprs hacks for free grps
Here is another way around to get free airtel gprs on your mobile phone and this time around the trick may turn out to be very simple unlike the free airtel gprs trick with teashark mobile browser. To get this trick working you need to configure your phone with the following proxy settings.
For airtelmms.com
IP Address: 100.1.201.172 and Port No. 8799
For airtelfun.com
IP Address: 100.1.200.99 and Port no. 8080
The next thing you need to do is write your cell phone number in the user name field in case it is blank. Then change the access point to airtelmms.com or airtelfun.com depending upon the free proxy settings you have keyed in. once you are done with all these, you are closer to accessing free airtel gprs on your mobile phone.
Ok, that will be all for the settings required for accessing free airtel gprs settings but it's my duty to inform you all that the proxy settings may not work everyone as the proxy settings are area dependent which means these proxy settings work in my area but the same may not work in your area. So for your convenience I will write some more free proxy settings so that you can access free airtel gprs mobile
Access point: airtelmms.com
IP Address: 10.2.45.155 and port 8080
This proxy setting is also working for many people but the problem you may encounter is that with this proxy setting you can access free airtel gprs on your mobile but getting it to work on your pc via mobile is not possible now. Some other free proxy settings,
IP Address: 10.89.15.15 and port 8080
IP Address: 10.4.1.55 and port 8080
IP Address: 10.6.6.6 and port 8080
IP Address: 10.49.16.10 and port 8080
Some of the above proxy settings may work well for you, as I already said free proxy settings are area specific so you need to keep trying if you want to use free airtel gprs.
IP Address: 100.1.200.467 and port 8080
IP Address: 100.1.200.211 and port 8080
IP Address: 202.056.231.117 and port 8080
IP Address: 128.6.192.158 and port 8080
IP Address: 133.1.16.172 and port 3127
IP Address: 10.2.45.155 and port 8080 with homepage: http://wap.google.com
IP Address: 10.2.45.155 and port 8080 with Homepage: wap.google.com
For more proxy settings you can go to http://tinyurl.com/6ymxfx or you can try googling free proxy settings for your area.
Most people want to access free airtel gprs on their pc and I guess the solution provided next will work for many.
1. Download proxifier from http://www.proxifier.com. Install it in your pc and run it.
2. Click on options then click on proxy settings and then click on add.
3. Then you need to write 10.2.45.155 in the server ip field and write port number as 8080.
4. Then choose the protocol as https and use the authentication method and click ok.
5. The last step is to click on no on the box that appears after step 4.
Once you are done with all these settings you are ready to enjoy free airtel gprs on your pc.
Here I will tell you about a free trick to download things for free from airtel live page
1. Open airtel live homepage
2. Click on whatever you want to download and when the download window appears you will see the cost of that download.
3. Then you should add that page as bookmark.
4. Now edit that bookmark and change the id to some other number, any number you wish to but take care that the new number should also be of equal length. Save the bookmark.
5. And now when you open the bookmark the download cost will be written as Rs.0
Enjoy another trick to download for free from airtel live.
Nokia Symbians Secret Codes
Nokia Code function The Operating Systems Nokia 7650 Nokia 3230 Nokia 6630 Nokia N70 Nokia N91 Nokia phones service codes *#0000# - SW version
*3370# This Nokia code activates Enhanced Full Rate Codec (EFR) - Your Nokia cell phone uses the best sound quality but talk time is reduced my approx. 5%
#3370# Deactivate Enhanced Full Rate Codec (EFR)
*#4720# Activate Half Rate Codec - Your phone uses a lower quality sound but you should gain approx 30% more Talk Time
*#4720# With this Nokia code you can deactivate the Half Rate Codec
*#0000# Displays your phones software version, 1st Line : Software Version, 2nd Line : Software Release Date, 3rd Line : Compression Type
*#9999# Phones software version if *#0000# does not work
*#06# For checking the International Mobile Equipment Identity (IMEI Number)
#pw+1234567890+1# Provider Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
#pw+1234567890+2# Network Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
#pw+1234567890+3# Country Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
#pw+1234567890+4# SIM Card Lock Status. (use the "*" button to obtain the "p,w" and "+" symbols)
*#147# This lets you know who called you last (Only vodofone)
*#1471# Last call (Only vodofone)
*#21# This phone code allows you to check the number that "All Calls" are diverted to
*#2640# Displays phone security code in use
*#30# Lets you see the private number
*#43# Allows you to check the "Call Waiting" status of your cell phone.
*#61# Allows you to check the number that "On No Reply" calls are diverted to
*#62# Allows you to check the number that "Divert If Unreachable (no service)" calls are diverted to
*#67# Allows you to check the number that "On Busy Calls" are diverted to
*#67705646# Phone code that removes operator logo on 3310 & 3330
*#73# Reset phone timers and game scores
*#746025625# Displays the SIM Clock status, if your phone supports this power saving feature "SIM Clock Stop Allowed", it means you will get the best standby time possible
*#7760# Manufactures code
*#7780# Restore factory settings
*#8110# Software version for the nokia 8110
*#92702689# Displays - 1.Serial Number, 2.Date Made, 3.Purchase Date, 4.Date of last repair (0000 for no repairs), 5.Transfer User Data. To exit this mode you need to switch your phone off then on again
*#94870345123456789# Deactivate the PWM-Mem
**21*number# Turn on "All Calls" diverting to the phone number entered
**61*number# Turn on "No Reply" diverting to the phone number entered
**67*number# Turn on "On Busy" diverting to the phone number entered
12345 This is the default security code
press and hold # Lets you switch between lines
Symb OS v6.1
Nokia 3650
Nokia 3660
Nokia N-Gage
Nokia N-Gage QD
Siemens SX-1
Sendo X
Symb OS v7.0
Nokia 6600
Nokia 6620
Nokia 6260
Nokia 6670
Nokia 7610
Panasonic X700
Panasonic X800
Symb OS v8.0
Nokia 6680
Nokia 6681
Symb OS v8.1
Nokia N90
Symb OS v9.1
Nokia 3250
Nokia E60
Nokia E61
Nokia E70
Nokia N71
Nokia N80
Nokia N92
*#06# - IMEI
*#war0anty# - SIMLOCK info
*3370# - Enhanced Full Rate ON
#3370# - OFF
*4720# - alternative sound quality codec ON
#4720# - OFF
*#7780# - default factory settings
*#7760# - production serial no.
*#2820# - Bluetooth info.
*#73# - reset phone timers and game scores.
*#7370925538# - delete all the content of the wallet and the wallet code.
*#7370# - soft format — erases all telephone memory.
[Green]*3 - hard format — if only the telephone memory is formatted, puts back the attitudes and reboots
*#delset# - MMS/GPRS settings removal
NOTE: code depends on phone model
Nokia Secret Codes
*#06# Display the IMEI (GSM standard)*#0000#Display the firmware version and date (with variant info on S40 second edition or newer)
*#9990# Says Bluetooth Test Mode on Symbian models; accepts without any messages and Bluetooth behaves abnormally on non-Symbian ones (models with build-in Bluetooth radio, activate first to use)
*#mac0wlan# Display the WLAN MAC address (models with build-in Wi-fi radio)
*#opr0logo# Clear the operator logo (3310 and 3330 only)
*#pca0# Activate the GPRS PCCCH support (early GPRS models)
*#pcd0# Deactivate the GPRS PCCCH support (early GPRS models)
*#res0wallet# Reset the mobile wallet (models with mobile wallet)
*#res0# Soft-format the memory (Symbian models only)
*#rst0# Reset to factory defaults, confirmation required (DCT4 or newer)
*#sim0clock# Display the SIM clock status (DCT3 only)
*#ssn0# Display the manufacturing serial number (mid-range and premium DCT3, basically all DCT4 and BB5 non-Symbian models)
*#war0anty# Display the manufacturing and repair info (no exit on DCT3) or total talk time on Symbian models
*efr0# Enable EFR encoding (pre-2003 models)
#efr0# Disable EFR encoding (pre-2003 models)
*hra0# Enable HR encoding (pre-2003 models)
#hra0# Disable HR encoding (pre-2003 models)
#pw+1234567890+n# Display the SIM lock status: (pre-2003 models) lockn#n = 1..999: recall the number stored in the SIM location n (DCT3, DCT4, BB5 models)
*#bta0# Display the Bluetooth MAC address (models with build-in Bluetooth radio, activate first to show address)
n = 1: provider lock
n = 2: network lock
n = 3: country lock
n = 4: SIM
Easy Ways to Generate Traffic With Banners
anner ads are a tremendous tool for your online business and will help you make extra money online quickly if you know the basic tenets for how they operate, how people see them, and how you can format them more effectively. But, they can also be a drain on your budget if you are not careful, so let's take a look at what works and what doesn't work when you start creating new banner ads for your site: What People Want to See People want to see things that are going to help them, entertain them, or give them something. A banner ad needs to convey at least one of those three things and if you're really good, it will convey two or three of them. To make extra money online, you need to showcase in your ad something you think your specific audience will need. Some markets use flash type games, others use free offers, and others still just tell the truth and show them what you're selling. Whatever you do though, you need to be sure that what you showcase in your ad is something that your potential customers will be intrigued enough to click on and read more about. On the flip side, stay away from cheap tricks to get new visitors. When someone is tricked into clicking something, they are much less willing to give you the benefit of the doubt at your site. Instead, you should create leading ads. Promise something free or entertaining and when they arrive, continue to showcase that promise as you lead them toward your product. This will ensure that you not only generate new traffic to make extra money online, but that you do not waste that new traffic by scaring away or angering all that new traffic you just paid for. The Goal to Effective Traffic Boosting If you want to be effective in boosting your traffic, creating a more pleasing banner ad, and ensuring that they not only click on your ads each time through but that they are not disappointed by what they find, you need to integrate both catchy imagery and unifying text. Together, you will find that these two things will create a symbiotic relationship that will entice hundreds of people to check out your site that might otherwise have passed. You'll make extra money, they'll find a good product and everyone will ultimately be very happy.
BDV-228923-BDV
How Pay-Per-Click Advertising Works and How You Can Benefit
If you are willing to pay for advertising for your website or blog, the first place you should look is to pay-per-click, or PPC, advertising. It is one of the least expensive, most common, and most effective means of getting people to go to your site. In just one click, they can be looking at your content instead of someone else's. The more visitors, or traffic, that you get, the more money you will make. If you are doing pay per click advertising, you pay a small monthly fee to put your ads on sites that target viewers who might enjoy the content you have to offer. You, of course, will also have ads placed on your site, and you get paid when your viewers click on those ads. The CPC, or cost-per-click, can vary, as can the amount of commission you receive when someone clicks on an ad on your site. This is the first step to making real money with your site. One important concept in pay per click advertising is keywords. When you set up your pay per click account, you will be asked to choose several keywords, usually ten or even more. These key words help searchers find your site, and help the pay per click program know where to place your ads. The companies that place PPC ads for you are known as PPC providers. For a certain amount of money every month, pay per click providers will take care of placing ads on your site, and placing your ads on other sites. There are several different PPC providers that you can choose to work with, including Google AdWords, Yahoo! Search Marketing, AdBrite, ValueMarketing, and Microsoft adCenter that can do this for you.
Chop Up Your High Interest Credit Cards with Help of a Personal Loan
Credit cards have become a way of life. Credit cards are so convenient because you just swipe and sign. The trouble with credit cards comes when you have high interest credit cards that are leaving a huge hole in your family budget with horrendously huge minimum monthly payment amounts that normally just reflect the interest that is due on your principle balance each month. Just how did you run up such a big debt with your credit card companies? If you are like most people, what follows is the story of your credit card dilemma. Common Problem With Credit Cards You most likely received a great credit card offer a few years ago either by mail or email. You were offered a credit card with a big credit line and you could buy anything you wanted without paying any interest. Wow! You thought you were getting a great deal, and you were, at least for the first six months or so. So, you went shopping and you bought lots of things you needed or wanted. The credit card bill rolled in each month and you made the minimum monthly payment. Then, surprise, out of the blue you check your mailbox and get your monthly statement and to your shock and amazement (since you failed to read the small print in the terms and conditions section of your application) all of those purchases that you have been paying the minimum monthly payment on are now incurring an interest rate of 19.99%. Or perhaps your rate went up even sooner than the conversion date (when 0% went to 19.99%) listed in your terms and conditions because you were three days late with your payment and your interest rate was changed to the default rate. The problem may not be just this one card. You might have two, three, or more of these seemingly great cards that are now costing you a small fortune in interest each month. It may be the case that (at the rate you are going now) you may have your credit cards paid off by the time your retire, if you are lucky. Now is the time to chop up those high interest cards and pay them off once and for all while savings thousands in interest charges! Personal Loans Can Save You Thousands In Interest Charges By taking out a personal loan that is equal to the total amount that you owe each of your high interest credit cards, you can pay the card issuer off entirely and make just one payment each month at a very reduced rate of interest. This can be the best move you make financially and you will be able to keep more of your money in your pocket each time you get paid instead of being a slave to the grind and paying your credit card companies every spare dime. Apply Online To Save Even More Personal loans are quite affordable and can be ¼ the amount of interest you are paying now - maybe even less depending upon your credit score. Getting your personal loan with an online lender can save you even more. Online lenders are very competitive and looking for borrowers just like you. They also have secure websites where you can apply online and receive approval in just minutes.
Affiliate Marketing Tips - How to Avoid the Biggest Online Hiccup in Internet Marketing
All affiliate marketing tips will tell you that you to be successful at affiliate marketing it is important that you find a product that is "Red Hot Right Now". There's a lot of truth to this; after all, your success at affiliate marketing hinges on you being able to sell your affiliate product. The hotter the product, the faster it gets sold, the faster you rake in the profits. However, in an attempt to cash in on the popularity of the product, there is one aspect you may tend to overlook- the product you are promoting is being sold online. The "Wind in your Hair" Factor in Affiliate Marketing In an era where the internet has pervaded all spheres of our lives, there are still some things it cannot replace and there are still some things that most people will hesitate to buy online. If you are selling popular models of coffee-makers you would have interested buyers tripping over themselves to get to your site and grab them off the virtual shelves but would they do the same if your affiliate product was a race car or a speed bike? No matter how fast your internet connection is, it still cannot replace feeling of the wind in your hair as you zoom past on your two-wheeled speed demon or the surge of raw power you feel as you rev up the engine of a race car. Race cars and speed bikes may be in great demand during the racing season but a race enthusiast would hardly be likely to want to buy his lean, mean, racing machine over the internet. There's something about seeing, touching and feeling the machine before inserting the key into the ignition and driving it home that the internet can never replace. No matter how many affiliate marketing tips you may read, just think about whether you can feel the "wind in your hair" before you choose to promote that particular product.
How to Generate Consistent Affiliate Income With Affiliate Programs
Affiliate marketing is one of the most lucrative online businesses that have generated large incomes for many tycoons for years. But in order to be able to achieve the same success, it is most advisable to equip one's self with the pros and cons of affiliate marketing as well as researching about the company that one chooses to affiliate with. This is important because not all affiliate programs work the same way or adopt the same kind of system. Some programs offer free memberships and the company behind it provides its members with all the tools he or she needs to get started, so if you want to take advantage of these type of programs, here are some tips that will help you work your way to the top: • First, you must be able to create your own website in order to generate income using affiliate marketing. Though some affiliate programs offer their official website as the site to promote to customers, some of the most successful affiliate marketers use their own personalized websites to reach out and appeal to their clients. Once you are able to set up your own affiliate website, you can integrate the links and banners of the affiliate programs into the site. • Next, you need to focus on producing high quality content such as articles and blog posts so that your customers will be able to gain enough information about your products, services, and affiliate program offers. This requires you to choose an affiliate program that is at least 90% related to your website's theme and focus so that your site content won't look scattered and messy when presented to the online public. If you following these 2 tips, you will be building a long term online business which will enables you to earn consistent income. So do take note of these 2 tips when you are starting out your own online business.
Make money by taking surveys
One of the easiest ways to make money on the Internet is to participate in taking paid surveys at home. You work your own hours, can take surveys from home or anywhere you have an Internet connection, and the survey makers send you checks in the mail for your participation. There are a few things to know about paid surveys at home if you want to really make money with this activity. This article tells you how, and shows you what to do next to get started...
There must be thousands of different ways to make money with your computer and the Internet. One of the easiest, that requires the least preparation, is to make money taking surveys. If you can send and receive e-mails, you already have enough technical skills. The other requirements are to be a consumer and 18 or older.
If you buy groceries and clothing you are a consumer. That means you qualify to take a paid survey at home and get paid for giving your opinion. The money comes from large companies that need to know consumer preferences to plan new products and services, know what people think about their products and advertising.
Over $200 billion is spent on commercial promotion every year in the U.S. alone. Several hundred million get allocated to marketing research to find out if consumers are getting their messages and what they think of the products and services. Market researchers use surveys to get this information.
There are thousands of new surveys being made every week. To get people to take the time to fill out the survey questionnaires, the market researchers allocate part of their budget to paying survey participants. The average survey pays $10 to $25 for the 5 to 20 minutes it takes to fill in answers to the questions.
Take a couple of surveys every day, for $10 and $25 each, and you will take in over $1,000 a month! Payment is made by checks in the mail, deposits in your PayPal account or through gift certificates for WalMart, Amazon, etc. Most survey makers offer more than one way for survey participants to get paid.
There are over 800 survey makers in the U.S. and over 3,000 worldwide. Just one, Greenfield Online, paid out over $4.2 million to its survey participants in 2007! Check it out. Click on the link above and see for yourself! That money went to pay for paid surveys at home and helped thousands to make money taking surveys.
To be invited to take free paid online surveys, you need to first get your name and demographic information (age. gender, zip code, etc.) registered with survey makers. They are all independent and compete with each other, so you will need to sign up with each individualy. Not all actually pay, so you want to pick good ones.
The best place to get a good list of good survey makers is from a paid survey membership site that maintains such lists for their members. For a small one-time membership fee you get access to their current list of survey makers. You usually get your membership fee back by taking your first 2-3 paid surveys at home.
To pick a good membership site, insist on a strong money-back guarantee. Then from the group that offers such guarantees, look for one with a low refund rate. The refund rates tell you what the present clients of that site think of them. Low refund rates indicate happy clients; high rates mean just the opposite!
Make Money Online - By Reading Emails
A fact about paid to read emails companies are that majority of the paid to read email companies do not pay their members. There was a time when paid to read email companies we're popping up by the dozens, daily you would find a new company emerging promising to pay members up to $1000 a click.
I wish I was lying but at one time this was the truth. Of course these companies we're all scams and most disappeared soon after they we're launched, but what this also did was it killed business for the companies that really we're paying their members.
I find it really odd from my experience that people prefer hearing lies than the truth, I guess there's a soft spot in our minds that wish some things we're true. I say this because the scam companies would always grow faster than the legit companies. One major problem with Paid to read companies is keeping business open. Paid to read emails are reliant on advertisers and members a paid email is a fast way for advertisers to drive traffic to their website, the problem is the type of traffic paid emails drive to your website.
I think because of the success of a few Paid to read email companies that now some good companies will start to emerge, personally I look as paid to read email program as a waste of time but on the note it's an easy way for someone to make money online for free.
The Best & Fastest Way to Grow Your Business
When marketing your product or service online, then one of the best and most reliable ways of generating business is through online leads. Unlike other offline methods of advertising, you can communicate instantly with your leads through email and close sales in real time. The success of most online businesses is being able to acquire qualified leads that will enable their business to grow substantially.
There are a variety of ways to generate online leads, but the most popular method is to use a permission based email marketing company to handle your lead generation. You'll find many companies who have this service, but for a start-up business the prices can be a bit expensive. If you're short on cash and still want to generate leads, then you can use other options such as auto-responder companies who offer real-time lead generation for a fee that is usually more affordable than full-fledged lead generation companies.
No matter what option you decide to go with for acquiring online leads, there will always be one key aspect that needs to be met. That aspect is ensuring that the lead is indeed a qualified lead. Whenever you receive a lead from a company or if you generate the lead on your own, it's important you keep a full record of the lead.
By law, you should have a record of where the lead was generated along with a time stamp of when it was generated. This is all required by law in case of any spam complaints. If any of your leads complained about a message you sent, your hosting provider may request information regarding that lead, and you will have to provide proof that the person did indeed opt in to receive further information about your products or services.
Its rules like this that ensure you are marketing ethically and legally. Always keep updated with the rules and regulations regarding bulk emailing. Once you've followed the rules, and have a high quality list, you can be assured of great response to your online leads, and therefore further grow your business.
Make money fast
Imagine that the internet is a gigantic (and very deep)
pond, with hundreds of millions of fish in it. These fish
need food (products and services), and you need to be on
the pond and in your boat to catch them. You will need a
pole - a particular method of marketing, such as article
writing, pay-per-click advertising, or social networking,
and you will need lures - specific article submission
directories (Ezines, GoArticles.com, ArticleFinder. com) ,
advertising engines (Google, Yahoo, MSN), and or social
networks (Linked In, Myspace, Squidoo).
The first common mistake is trying to put a couple dozen
lures on one pole, and relying on that pole to catch enough
fish to eat. No matter how deep their line goes, or how
many good lures they have, they never get enough fish to
bite. We'll call this type of fisher the "Deep & Narrow
Fishers."
An example of a Deep & Narrow marketer would be to write an
interesting, informative and well-designed blog, updated
twice weekly for months, but to avoid promoting it on
social networks, optimizing the site for search engines, or
submitting the blog articles to e-zines or directories.
The second mistake is to throw out a few dozen (or more)
poles, each fitted with one or two small lures. Even with
all those poles in the pond, only a few of them get a
nibble, and these fisher will also eventually starve. Their
nickname can be the "Wide & Shallow Fishers."
A Wide & Shallow marketer would have short, minimal
profiles on several social networks, have a blog with only
a couple posts on it, and have a few dollars in a dozen
different pay-per-click campaigns.
The ideal internet marketing strategy will have a balance
between the number of poles in the lake and the depth of
each pole. In other words, you want your internet presence
to be both wide and deep. Your message, personality, or
link should be in as many locations as you can maintain a
meaningful, regularly updated web presence.
You want your message about your product/service to appear
in front of your potential customers as many times as
possible. But remember that people are MUCH more likely to
click on your link and consider your product/service if
they trust you and/or have received some kind of valuable
information from you.
In sum, creating a meaningful web presence where you build
trust and relationships with your potential customers will
result in consistent traffic and higher yield on your
investment of time and money. The best marketing makes the
customer want to come to you - instead of making you chase
the customer.
What are your next steps to a better marketing system?
1. Analyze your current marketing practices and determine
whether you are closer to a Deep & Narrow marketer or a
Wide & Shallow marketer. Do you tend to get consistent
traffic on your website? Are you active in social networks
like LinkedIn, or Myspace? Where could you use some
improvement?
2. Choose three ways you can either deepen or widen your
marketing practices to get more leads, more contacts and
more sales. Consider article writing, blogging, creating
a Squidoo page, adding a video to your Myspace page, or
widening your email marketing. Choose something you will
enjoy working on and find rewarding to complete.
3. Create an action plan with specific, concrete tasks that
will help you reach your goals. A daily to-do list with
tasks such as "check stats on pay-per-click, create new ad
for AdWords Account, etc." will be more effective than a
general list of goals for the week.
4. After 3 months of following your action plan,
re-analyze your marketing practices to see if you notice a
difference in your results. Depending on your findings,
re-adjust your marketing practices, create a new action
plan, and assess again after three months.
Affiliate Marketing
So finally I have done. You have packed in garbage job and his boss told him exactly what you think. You've taken the step and decided to start her own business marketing affiliates. Affiliate marketing can be very lucrative. It gives people with the opportunity to work for themselves with very little risk for them. Those who are knowledgeable about sales, good marketing and not afraid of a little hard work can often do incredibly well with an affiliate marketing program. Affiliate marketing sounds easy, but you need to exercise some caution. You want to avoid the pitfalls that affiliate marketing can ruin your business and what is worse, have you crawling on his hands and knees to head back now knows that you really feel. People tend to get excited when they start a new business. Unfortunately, this enthusiasm and desire can lead to lose important things in their agreement. When you subscribe to an affiliate marketing program, he expects to sign an agreement. The terms and conditions of the agreement for both sides should be outlined. However, if they want to hide anything here is where you bring. There will or the fine print, so get your magnifying glass, or baffle with legal language (ivpeacefest.com). Either way, you need to read and understand your agreement to completely avoid disappointment and loss of income. When signing up to the creation of a commission-based affiliate marketing program, you will need to understand how the term is defined revenues. This is one of the biggest pitfalls of contracts. They can announce 5-10% commissions, but all fall on how to define revenue. Most marketing programs affiliate commission calculated on the gross value of the sale. In other words, how much money the site to receive the completion of the sale. You may think this sounds very well. However, you need to read this part of the agreement very carfully. The amount of the sale almost always excludes credit card or debit card payment of surcharges. It is also likely to exclude the payment and shipping, and any gift wrapping or other surcharges. What sounded like a good commission is declining soon before their eyes. Ask specifically these issues before signing an agreement. Some affiliate programs are even more strict in its definition of income. His commission can be based on the profit margin of product sold. For example, if you help sell a book for 20 dollars, but the company has only $ 10 profit, you will receive a percentage of $ 10, not 20. This can make a substantial difference in their incomes. Again, make sure you understand these things and ask specifically what his committee will draw on. Read your agreement and look for sound strange clauses. They could come back to haunt you later. Another thing to keep careful when working on commission is returned. Many affiliate marketing companies only pay commission on sales ended, and then only if the customer keeps the theme. If they return the items on its commission could be cancelled. To really rub salt into the wounds, can be billed for the outstanding commission if it does not have enough accumulated credit. Make sure you understand it before signing. You can not expect a company to pay a commission on an issue that is returned, but make sure you understand their return policy. Find out their rights in this situation. Affiliate marketing can be a great way to earn money. If you have good sales and marketing expertise that we can then give them the opportunity to place to good use. It may work for yourself and not someone who underestimate and do not appreciate. One has to be carefully studied affiliate marketing. Make sure you understand your agreement and exactly what will be paid. You do not want to go crawling back to his boss to ask his old job back.
Make Money Online With Affiliate Marketing - Tricks of the Trade
Making money online with affiliate marketing is often viewed as an easy way to make cash. However, you must know the proper methods to achieve success. Below are some very effective tools and techniques to help you achieve financial success.
A) Some Initial Steps
The basic premise of affiliate marketing is to make money promoting someone else's product.
Clickbank is the most popular place to locate affiliate products. There are thousands of different products ranging anywhere from nutritional supplements to search engine optimization e-books. It's simple, just register for an account there and then browse the many products and choose one you like, then start promoting it.
How do you know when an affiliate product is worth it?
Make sure the commission you receive is at least 50% of what the selling price is. Also, $30 should be the minimum commission amount you receive, otherwise you won't be making money online with affiliate marketing - your profit margins will so small it won't make sense to continue your efforts.
B) Next In Line?
Make sure there is a demand for the product(s) you select. How do you do this? First you must think as a consumer, NOT a seller.
What kinds of keywords will your customer be using to search for the type of product you're promoting?
How much will the customer be willing to spend?
Can your product help the potential customer?
Making money online with affiliate marketing is so much easier once you have thought about and solved these issues in the beginning. It is imperative that you attempt to predict the mindset of the person you're selling to so you can make sure you are putting the product in front of the right person. This will get you into profit more quickly.
C) Some Marketing Items To Consider...
Article Marketing
Once you choose a product to promote, write commentaries, product descriptions and/or reviews so that you are creating a web presence about your product. Article marketing will easily be one of the most powerful methods you can implement for making money online with affiliate marketing. This method will not only help your presence online to grow but it will build your credibility, which is very important.
Oh yeah, in most cases article marketing is completely free!
Getting The Most Out Of Your Link
This is very important. Whenever you make a post in a forum, comment on a friend's MySpace page, or even send an email to someone, always include your link. As the number of your links online grow, so will your profits. It is very common for people to click links simply out of curiosity.
Forums
Forum participation is very effective. Make efforts to excite people about your opportunity by spreading the word like a virus. The Internet is perfect for this kind of thing.
Lightning Fast Financial Success
The most important element in making money online with affiliate marketing will come down to your marketing effectively online. If you're not sure of how to flood your site with targeted traffic, then making money will become a great challenge.
If you learn to master online marketing then you will absolutely succeed!
Make Money Online With Surveys
These tips and list of free, legit paid survey sites will get you going in the right direction toward making money online with surveys. If you are reading this, chances are that you want and need to know where the legit survey websites are and how to make extra money from them. This is exactly what you are about to get. First of all, it is absolutely necessary that you remember to never pay to join a paid survey site. All of the great ones are absolutely free to join, so you can just forget about the online survey sites that want you to pay a fee. All of the sites on this list are free, user friendly and pay you every single month. The first site that I want you to know about is Treasure Trooper. This is a great online survey community that you will be pleased to come back to day after day. They have great administrative support which will respond to your questions quickly. Treasure Trooper also has hundreds of surveys and offers for you to choose from. When you first see the extensive list of ways to get paid from surveys, your head will probably spin. This is a good thing, though. This amazing Paid Survey site also has a member's forum that is very deep. Thousands of questions are asked and answered in here and you are always free to browse for answers, or even post a new question. Seasoned Paid Survey veterans are always posting their tips and tricks to help you earn even more money. The next Paid Survey website that you must know about is Cash Crate. They are a lot like Treasure Trooper in many ways and that is a great thing. Their easy layout, user-friendly navigation and high paying survey offers are just a few reasons why they are one of the best survey sites on the web. Cash Crate is updated with new survey offers on a daily basis and you will never be stuck with nothing to earn you money. Part two of this article is going to deal with the tips and tricks you should use once you become a free member of these sites. It will be a deeply informed piece on how to earn the most cash possible from legit paid surveys.
BARACK OBAMA-THE KING OF WORLD
In the waning days of the campaign, Claremont Review of Books published editor Charles Kesler's "The audacity of Barack Obama." The essay is worth revisiting now that Obama has taken office.
Based on a comprehensive reading of Obama's books and speeches, Professor Kesler deduced that Obama's ambition is not merely personal, but rather is political and Rooseveltian in scope. Indeed, he found that Obama faults Bill Clinton for failing to pursue large, transformative policies, or for being unable to pursue them because of his personal failings:
Obama praises Bill Clinton more highly than any other contemporary Democrat, because Clinton recognized the staleness of the old political debate between Left and Right and came close to moving beyond it with his politics of the Third Way, which "tapped into the pragmatic, nonideological attitude of the majority of Americans." But Clinton blew it, and the author gradually lets you know it. First, he regrets Clinton's "clumsy and transparent" gestures to the Reagan Democrats, and his "frighteningly coldhearted" use of other people (e.g., "the execution of a mentally retarded death row inmate" before a crucial primary). Then Obama notes sadly that Clinton's policies--"recognizably progressive if modest in their goals"--had commanded broad public support, but that the president had never been able, "despite a booming economy," to turn that support into a governing coalition. Finally, he gently accuses Clinton of the worst offense of all: strengthening the forces of conservatism. Due to his "personal lapses" and careless triangulations that ceded more and more ground to the Right, Clinton prepared the way for George W. Bush's victory in 2000.
In his campaign speeches, Obama can't afford to be so candid--he needs Hillary and Bill's supporters, after all--but he subtly makes his point. For example, in his Acceptance Speech in Denver, the single biggest speech of the campaign, he laid at Bill Clinton's feet the oldest backhanded compliment in the books, thanking the former president "who last night made the case for change as only he can make it...." That's a disguised double insult: it reminds the discerning ear of Clinton's characteristic bloviation, and then of his political failings (when you see Clinton, you're reminded why the Democrats need Obama).
Granted, Obama holds Clinton to higher standards than he does the other party elders. Jimmy Carter, Gore, Kerry--these gentlemen lacked the political talent that Clinton squandered, in Obama's estimation, and they were innocent of political daring. Their shortcomings are palliated, to some extent, by the fact that the times were not auspicious. Still, Obama is fairly clear that if the party is to move forward it must return to earlier exemplars, and especially to its heroes who brought about major political changes lasting for a generation or more.
Professor Kesler found Obama's call for "change" as requiring "nothing less than a full-blown electoral earthquake that will permanently shatter the 50-50 America of the past four presidential elections. Obama thinks liberals can get beyond the old debate [between right and left] by finally winning it." Kesler writes:
Eking out a bare Democratic majority isn't good enough," he writes in The Audacity of Hope. "What's needed is a broad majority of Americans--Democrats, Republicans, and independents of good will...." After the New Hampshire primary, he told his supporters "you can be the new majority who can lead this nation out of a long political darkness." A month later, after winning the Wisconsin primary, he explained what he called "my central premise," that "the only way we will bring about real change in America is if we can bring new people into the process, if we can attract young people, if we can attract independents, if we can stop fighting with Republicans and try to bring some over to our side. I want to form a working majority for change." That's easier said than done, of course, and likely would require several elections. Speaking to the AFL-CIO in 2003, he laid out the long march that would be necessary:
I happen to be a proponent of a single-payer universal health care program.... [a] single-payer health care plan, a universal health care plan. And that's what I'd like to see. But as all of you know, we may not get there immediately. Because first we have to take back the White House, we have to take back the Senate, and we have to take back the House.
As a matter of fact, he is not officially a proponent of a single-payer health care plan; his 2008 platform stops far short of that. Nor has he repeated this sweeping, candid endorsement of his ultimate goal, which might be described by that hoary but accurate epithet, socialized medicine. In the meantime, however, the Democrats in 2006 recaptured both the Senate and the House of Representatives. If after 2008 the Democratic party controls all three elective branches, then his "working majority for change" will be in a position to go to work.
Ramalinga Raju Satyam Chief Admits Huge Accounting Fraud
Satyam Computer Services, a leading Indian outsourcing company that serves more than a third of Fortune 500 companies, massively inflated its earnings and assets for years, the chairman and co-founder said Wednesday, roiling Indian stock markets and throwing the entire industry into turmoil.
Ramalinga Raju resigned after revealing that he had systematically falsified the company's accounts as it expanded from a handful of employees into a back office giant with a workforce of 53,000 and operations in 66 countries.
Mr. Raju said Wednesday that 50.4 billion rupees, or $1.04 billion, of the 53.6 billion rupees in cash and bank loans the company listed in assets at the end of its second quarter that ended in September were nonexistent.
Revenues for the quarter ending September 30 were 20 percent lower than the 27 billion rupees reported, and the company's operating margin for the quarter was a fraction of what it declared, he said in a letter to the Bombay stock exchange authorities.
Satyam serves as the back office for some of the largest banks, manufacturers, health care and media companies in the world, handling everything from computer systems to customer service. Clients have includedGeneral Electric, General Motors, Nestle and the United States government. In some cases, Satyam is even responsible for clients' finances and accounting.
The revelations will spark a major shake-up in India's outsourcing industry, analysts say, and may force many of the world's largest companies to investigate and completely revamp their back offices. "This development is going to have a major impact on Satyam's business with its clients," said analysts with Religare Hichens Harrison on Wednesday. In the short term "we will see lot of Satyam's clients migrating to competition like Infosys, TCS and Wipro," they said. Satyam is the fourth largest outsourcing firm after the three named.
In a four-and-a-half page statement to the Bombay stock exchange, Mr. Raju described a small discrepancy that grew beyond his control. "What started as a marginal gap between actual operating profit and the one reflected in the books of accounts continued to grow over the years. It has attained unmanageable proportions as the size of company operations grew," he said. "It was like riding a tiger, not knowing how to get off without being eaten," he wrote.
Mr. Raju said he had attempted and failed to bridge the gap, including an attempt in December to buy two construction firms in which the company's founders held stakes. Speaking of a "deep regret" and a "tremendous burden," Mr. Raju said that neither he nor co-founder and managing director B. Rama Raju had "taken one rupee/dollar from the company." He said the board had no knowledge of the situation, nor did his or the managing director's families.
The size and scope of the fraud raises serious questions about regulatory oversight in India and beyond. In addition to a listing in India, Satyam has been listed on the New York Stock Exchange since 2001, and on Euronext since January of 2008. The company has been audited by PricewaterhouseCoopers since its listing on the New York Stock exchange.
Satyam has been under close scrutiny in recent months, after an October report that the company had been banned from World Bank contracts for installing spy software on some World Bank computers. Satyam denied the allegation but in December, the World Bank confirmed without elaboration on the cause that Satyam had been banned. Also in December, Satyam's investors revolted after the company proposed buying two firms with ties to Mr. Raju's sons.
On December 30, analysts with Forrester Research warned that corporations that rely on Satyam might ultimately need to stop doing business with the company. "Firms should take the initial steps of reviewing the exit clauses in their current Satyam contracts," in case management or direction of the company changed, Forrester said.
The scandal raised questions over accounting standards in India as a whole, as observers asked themselves whether similar problems might lie buried elsewhere. The risk premium for Indian companies will rise in investors' eyes, said Nilesh Jasani, India strategist at Credit Suisse.
R.K. Gupta, managing director at Taurus Asset Management in New Delhi, told Reuters: "If a company's chairman himself says they built fictitious assets, who do you believe here?" The fraud has "put a question mark on the entire corporate governance system in India," he said.
News of the scandal -- quickly compared to the collapse of Enron -- sent jitters through the Indian stock market, sending the benchmark Sensex index down more than 5 percent. Shares in Satyam fell more than 70 percent.
Just a few months ago, Mr. Raju was trying to convince investors that the company was sound. In October, he surprised analysts with better than expected results, saying he was "pleased" that the company had "achieved this in a challenging global macroeconomic environment, and amidst the volatile currency scenario that became reality."
But by late December, it seems he had little support from board members or investors and four of the company's directors resigned in recent weeks. Satyam recently retained Merrill Lynch for strategic advice, a move that is generally a precursor to a sale.
